Graduation Date

Fall 12-13-2019

Grading Professor

Jarrett Murphy

Subject Concentration

Urban Reporting

Degree Name

Master of Arts (MA)


The Community Reinvestment Act of 1977 (CRA) is a federal financial regulation that was passed as a response to redlining, meaning the systematic denial of investment to poor and working-class communities and communities of color. The legislation rewards banks for making loans in low-income census tracts. But while CRA commitments drive investment to community development projects, it may also reward predatory or speculative investments whose recipients happen to be located in low-income communities.

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Included in

Urban Studies Commons



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