Dissertations and Theses
Date of Award
Economics and Business
Financial literacy, Cryptocurrency regulation, OLS regression, United States, Political Economy
Using data collected by the National Financial Capability Study (NFCS), a survey by the Financial Industry Regulatory Authority (FINRA), this paper investigates the influence of passage of cryptocurrency regulation in U.S. states on levels of financial literacy. Results indicate that living in a state where cryptocurrency regulation was signed into law, a decrease was observed in the level of financial literacy. This finding supports the growing literature on factors that affect levels of financial literacy using a novel exogenous variable, cryptocurrency regulation.
Yuen, Kieran C., "Analysis of the influence of cryptocurrency regulation on levels of financial literacy" (2022). CUNY Academic Works.
Available for download on Friday, May 19, 2023