Business & Economics
Master of Arts (MA)
“Credit disaster” explains how inconsistent reporting to credit bureaus in the wake of natural disasters reduces victims’ credit access. It explores how the low rate of credit suppression on products from mortgages to auto loans can delay recovery indefinitely. Regulatory changes have been proposed, but there is little incentive for lenders or credit bureaus to change the current system.
McCaffrey, Orla, "Credit disaster" (2019). CUNY Academic Works.